借款利息怎么算?是从借款到起诉那天?还是对方想怎么算就怎么算?法律依据?

2025-03-16 13:11:58
推荐回答(2个)
回答(1):

1、借款利息是多少、从什么时候开始计算,由双方约定。但约定借款利息太高法院不支持,一般不能超过所息36%。
2、如果双方没有在借条或欠条或协议中约定利息,视为无利息。

回答(2):

1、 根据我国《合同法》第二百一十一条明确规定:自然人之间的借款合同对支付利息没有约定或者约定不明确的,视为不支付利息,即推定为无息借款。如果你没有证据证明你们的口头约定利息,法院会认为是无息借款,判定只还本金。
但借款人逾期不还款,可以追究逾期以后的逾期利率。根据最高人民法院法释(1999)8号《关于逾期付款违约金应当按照何种标准计算问题的批复》规定,对于合同当事人没有约定逾期付款违约金标准的,人民法院可以参照中国人民银行规定的金融机构计收逾期借款利息的标准计算逾期付款违约金。
2、诉讼费是指当事人为向人民法院提起诉讼程序应当缴纳的费用,依据《人民法院诉讼收费办法》缴纳

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