推荐回答(4个)
这个还是算了,首付12W的话剩余16W,一般4S店都是只支持到3年还清,不算利息1个月都要4000多,还得算上车辆的油耗和养护,坦白说,这个收入现在看来有些低。建议换一个车型,12W首付的话...其实没必要这样贷款,弄个新速腾一类的代步车先用这,过两年再换也不迟啊~ 还没那么大鸭梨...另外A4L的话..28W?应该是1.8T的版本了吧?1.8的发动机真的有点委屈这个车了...还是算了吧。
题外话,2015年新版A4L上市,可以等等那个。
如果你贷款3年的话 每月不算保养费和用车的费用一个月大概要还6000多
楼主的标准可以购买A4L的, 我自己就是贷款买的A4L, 每月给自己一些压力,可以减少一些不必要的支出, 每月月还4000左右即可。
车辆销售价 280000 全款付款费用明细
期限 1年(12期) 5.5% 1年半(18期)7% 2年(24期) 10.5% 3年(36期) 13.05% 4年(48期)19%
银行手续费 5.5% 7% 10.5% 13.05% 19%
首付成数 40% 40% 40% 40% 30%
首付金款 112000 112000 112000 112000 100800
贷款金额 168000 168000 168000 168000 179200
管理费(保底3000) 5040 5040 5040 5040 5376
续保保证金(可退) 3000
月供 14770 9987 7735 5276 4443
贷款手续费 9240 11760 17640 21924 34048
购置税:( 约) 23932 23932 23932 23932 23932 23932
保险(以保单为准) 13000 13000
上牌费(五路一桥、入籍费) 1250 1250
首付合计 158222 158222 158222 155222 147358 318182
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